Accepted Insurances

Insurances Accepted by Barnet Dulaney Perkins Eye Center

  • Admar (Accountable Health Plan)
  • Advantage Health Plan
  • Advantra Freedom Medicare Advantage PFFS Plan
  • Air Gas Safety (Optical)
  • Aetna Healthcare
  • AHCCCS (State Medicaid)
  • Always Vision
  • Avesis
  • AZ Department of Corrections
  • AZ Foundation for Medical Care
  • AZ Optometric Association Vision Program
  • Arizona Integrated Physician – Blue Cross Advantage (Capitated) UHC AARP Medicare Complete (FFS), Banner Choice Plus/Select, Aetna Whole Health, Aetna Medicare Advantage, BC/BS Alliance/Acclaim, Cigna Non CAC (City of Phoenix Employees)
  • Arizona State Physicians Association (PHCS, MultiPlan, Beech Street, Three Rivers, USA Managed Care, Galaxy Health)
  • Beech Street PPO
  • Benesight
  • Blue Cross Blue Shield of AZ
  • BC BS Blue Alliance (BHN)
  • BC BS of AZ EyeWear (Optometrists)
  • TriWest Healthcare Alliance
  • Bridgeway Health Solutions
  • Cigna Healthcare of AZ
  • Champva
  • Cobre Valley Hospital Vision Plan
  • Davis Vision (Dr. Woods, Dr. Chan Dr. Van Houten & Dr. Hunter)
  • Eastern AZ College Advisory Team
  • ECCA Managed Vision Care
  • Eye Specialist of Arizona Secure Horizons (Rural networks only)
  • Eye Benefits
  • Eye Med Vision
  • Coventry National Networks (First Health, Mailhandlers)
  • Galaxy Health Networks (ASPA)
  • Gila River Healthcare
  • Health Choice Arizona (Medicaid)
  • Health Choice Generations Medicare Advantage
  • Health Choice Generations Show Low
  • Health Choice Insurance (Essentials) Commerical Plan
  • Health Net of Arizona
  • Health Net of Arizona Medicaid Plan
  • Healthstar
  • HMA (AZ Medical & Rural Networks)
  • Humana – Integrated Eye Care Network
  • Humana Vision Care Plan Formerly Comp Benefits
  • Indian Health Services – Statewide
  • John Deer Health Insurance
  • Lions Noon and Sunrise Volunteer Program (Flagstaff)
  • Lions Club (Tucson)
  • Logistics Heath LHI Army Reserves
  • March Vision (New Mexico; Safford office)
  • Medicare Part B
  • Mercy Care AHCCCS
  • Mercy Care Advantage
  • NACA (Native Americans for Community Action) Flagstaff only
  • National Preferred Provider Network
  • Nationwide Vision (Sightcare)
  • Opticare
  • QTC Medical (Federal Occupational Health Contract includes National Guard)
  • United Health Care of AZ & Affiliates
  • United Community Health Plan (formerly APIPA)
  • United Health Care – Commerical (Medicare & Medicaid)
  • UHC Tricare
  • CRS (Children Rehab Services (Dr. Fintelmann & Dr. Sipperley)
  • University of Arizona Health Plans
  • Maricopa Health Plan (Maricopa County Only)
  • Multi Plan
  • PHCS (Private Healthcare Systems)
  • Phoenix Health Plan
  • Premier Vision (Medical Plan is Well Care)
  • Railroad Medicare
  • Refuge Medical Assistance Program
  • RSA Contract (AZ Department of Economic Security, Rehabilitation Services)
  • Rural Arizona Network
  • SightCare (CRS)
  • Spectera
  • StarMark
  • Sterling Option I (Medicare + Choice)
  • Superior Vision Services
  • TakeCare Insurance Company
  • Today’s Option Medicare Advantage PFFS (Pyramid Life)
  • Uniform Medical Plan
  • Union Benefits of America Vision Plan
  • Vision Care Direct
  • Three Rivers (ASPA Network)
  • Vision Benefits of America
  • Vision USA Volunteer Program
  • VSP (Vision Service Plan) (Safford, Globe, Show Low, Pinetop Flagstaff & Tucson)

What are the Differences Between Vision and Medical Insurance?

Insurance is complicated. It varies based on employer, age and location, and unfortunately, no comprehensive guide exists to navigate it. Here is some information about the differences between medical and vision insurance and what to use when. Specifics will be dependent on your providers, but this should help you better distinguish between what’s available to you.

Vision vs Medical Insurance 

Here are two scenarios:

  1. Your 8-year-old accidentally stabs himself in the eye with a pencil. 
  2. Your glasses are scratched and you need a new pair with an updated prescription.

The first scenario is medical — medical insurance covers emergency care, surgery and eye conditions like glaucoma or infection. Though it might dip into eye health, it has no coverage for routine vision services, like an eye exam.

The second is vision — vision insurance is a bit of a misnomer. It’s not really insurance so much as it is a benefit. It’s a supplemental, discounted program you pay into for preventive maintenance, so when it comes time for your eye exam, you have fewer and less expensive out-of-pocket costs. It doesn’t cover the treatment of diagnoses (like cataracts) but does cover the refraction portion and the wellness exam. Refraction is a vision test performed by your eye doctor to check if you need prescription lenses.

A typical vision plan includes a wellness eye exam, lenses and an allowance for contacts, frames or both. Instead of paying full-price at the time, you’re paying a discounted price each month. A vision plan can save you a few hundred dollars each year.

Vision InsuranceMedical Insurance
Covers routine eye care services like eye exams and refractive services.Covers medical eye care services, such as management of eye diseases.
Benefits typically include an allowance toward glasses and/or contact lenses.Only covers materials if you have a Health Savings Account (HSA) or Flexible Spending Arrangement (FSA).
Benefit can only be used one time per calendar year or one time every other year.
Benefit can only be used one time per calendar year or one time every other year.
Can be used multiple times throughout the year.

How Can I use Insurance for my Eye Exam?  

You can get an annual eye exam using your medical insurance, but it would only include examining for eye conditions and would not cover a prescription for any type of corrective lenses. If you need both care for an eye condition as well as a wellness exam with refraction, you might have to make two different appointments because both insurances can legally not be billed for the same encounter. This can be avoided by paying out of pocket for your refraction and prescription. If you are only interested in getting a routine eye exam and refraction benefit from your vision insurance you will need to do both at the same time, on the same day, otherwise you’ll end up paying separately for both.

We encourage everyone to schedule an annual eye exam to catch eye conditions early and keep your eyes healthy. Visit the nearest Barnet Dulaney Perkins practice near you or call to schedule an appointment. If you’re unsure of whether you should use your vision or medical benefits, ask your eye doctor. They deal with both types of insurance every day and will help you with how best to get coverage.